Last updated: 15 January 2026
By accessing and using the VelvetFrontier website and services, you accept and agree to be bound by these Terms of Service. These terms apply to all visitors, users, and others who access or use our services. If you disagree with any part of these terms, then you may not access our services.
These services are provided by VelvetFrontier Lda., a company registered in Portugal with registration number 552021458 and VAT number PT951475485. Our registered address is Rua do Comércio 84, 3049-239 Coimbra, Portugal.
VelvetFrontier provides investment education services, including but not limited to:
Our services are educational in nature and do not constitute financial advice, investment recommendations, or solicitation to buy or sell securities. We do not provide regulated investment advice or manage client assets.
By using our services, you agree to:
The content, features, and functionality of our website and services, including but not limited to text, graphics, logos, images, software, and educational materials, are owned by VelvetFrontier and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit our content without our express written permission. Educational materials provided during consultations are for your personal use only and may not be shared, distributed, or used for commercial purposes.
Payment for services is due at the time of booking unless otherwise agreed in writing. All prices are quoted in Euros and include applicable VAT. We reserve the right to change our pricing at any time, though changes will not affect services already booked and paid for. Refunds are provided in accordance with our cancellation policy, which will be communicated at the time of booking.
Our services are purely educational and informational. We do not provide personalised investment advice, recommendations for specific securities, or guarantees of investment performance. All investment decisions remain solely your responsibility. Past performance does not guarantee future results, and all investments carry risk of loss. You should consult with qualified financial professionals before making investment decisions.
To the maximum extent permitted by law, VelvetFrontier shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment losses, arising from your use of our services. Our total liability for any claims arising from these terms or your use of our services shall not exceed the amount you paid for the specific service giving rise to the claim. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for consequential damages, so the above limitations may not apply to you.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
These Terms of Service are governed by and construed in accordance with the laws of Portugal and the European Union. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Portugal. If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms of Service. You may also terminate your use of our services at any time. Upon termination, your right to use our services will cease immediately. Provisions that by their nature should survive termination, including intellectual property rights, disclaimers, and limitations of liability, will survive.
VelvetFrontier shall not be liable for any failure or delay in performance of our services due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labour disputes, or government regulations.
We reserve the right to modify or replace these Terms of Service at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. Your continued use of our services after any such changes constitutes your acceptance of the new terms.
If you have any questions about these Terms of Service, please contact us:
VelvetFrontier Lda.
Email: legal@velvetfrontier.world
Phone: +351 235 900 982
Address: Rua do Comércio 84, 3049-239 Coimbra, Portugal
If any provision of these Terms of Service is held to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be struck and the remaining provisions shall remain in full force and effect.
These Terms of Service, together with our Privacy Policy and any other legal notices published by us on our website, constitute the entire agreement between you and VelvetFrontier concerning your use of our services and supersede all prior agreements and understandings.